Orlando Auto Insurance - Understand The Requirements 101

If you live in Orlando, Florida or you want to stay there for more than ninety days you must have Florida auto insurance.

Dont' forget that driving with no car insurance is illegal. You have to obtain auto insurance even for vehicle which is inoperative,if it has Florida registration tag.

Your auto insurance must be from Florida and cannot be a policy from another state

Orlando Auto Insurance Requirements

The minimum coverage required is:

1. $10,000 Personal Injury Protection, also known as PIP.

2. PDL - $10,000 Property Damage Liability,$10,000

Additionally, if you have been involved in an accident, or have been convicted of certain offences, you may be required to purchase Bodily Injury Liability (BIL) coverage.

Note that Florida is one of the few states with No Fault auto insurance law.

This means that if you are involved in an accident, your insurance company will cover your medical expenses, regardless of who was at fault.
However, the at fault party will still have to cover the property damages.

Ways to save money on Orlando Auto Insurance

In comparison with other cities in Florida, people living in Orlando pay slightly more for their vehicle insurance.

Of course, there are a number of things you can do in order to lower your premiums.

1. Leave the car at home more often - use public transport whenever you can and also walk. Less mileage means cheaper car insurance and less spent on gas every month.

2. Be a carefully driver- if you have speed tickets or other traffic violations, you will pay more for you vehicle insurance in Orlando.

3. Go online and compare - don't accept your renewal quote, shop around instead.

Get free Orlando auto insurance quotes in minutes and see how much you can save today.