Save on Car Insurance
But there are some steps you can take to help bring down the cost.
If you are buying a car, keep in mind that your choice of vehicle will help determine how much you pay for insurance.
Atlanta Car Insurance Rates
But the premium for the same policy would jump to $803 if he was driving a 2005 Mitsubishi Lancer Evolution.Insurance rates are based on the price of the car, how often that model is stolen and its safety record, says Jeanne Salvatore, senior vice president at the Insurance Information Institute.
State program offers low-cost car insurance
High unemployment in the central San Joaquin Valley is driving fear that more motorists are going without auto insurance because they can't afford it.
Now it's probably even higher because of job losses across the state. In Fresno County, the unemployment rate in September was 14.1%, compared to 9.4% a year ago.
Detroit Car Insurance Quotes
For a family of four, it's $55,125 per year.
California law typically requires motorists to provide proof of insurance coverage amounting to $15,000 per person or $30,000 per accident for bodily injury and $5,000 for property damage.
But for qualifying low-income families, the low-cost insurance program -- offered at $258 per year in Fresno County -- satisfies the state's financial-responsibility law by providing $10,000 of coverage per person or $20,000 per accident for bodily injury and $3,000 for property damage liability.
San Diego Car Insurance Rates
The basic insurance is catching on with motorists. In the first 10 months of 2009, the number of drivers enrolled in Fresno County has more than doubled, from 311 to 707. Similar growth is reported in other Valley counties. But officials say they believe there are thousands of drivers in the Valley who qualify but likely don't know about it.