Friday, 26 February 2010

My buddy Ronny was driving with no insurance

My father James was driving without insurance. I should have never giving him the car.

How often is it that cops check if you have insurance? Its never happened to me, that's for sure.

Of course he will be fined but there is more. Now he needs SR22 to get insured. Don't know what that is exactly myself. Found some articles SR22 Form, SR22 Insurance and SR22 - what is it?.

From what I gather, if he does it again he may go to jail. I know that driving without insurance is illegal, but didn't know that the penalties where that severe.

I could have been even worse if he had an accident or something. May be even drink driving without insurance - doesn't bare thinking about it

I still can't believe he did such an idiotic thing. Definitely the last time I'm giving him my car

Tuesday, 23 February 2010

Driving with no insurance in Florida is a crime

Driving in the Sunshine State without car insurance? What will happen to you when you get caught? Do you think you don't really need a car insurance just because you are a good driver?

First of all, lets make one thing absolutely clear. In Florida, as in each and every American state, its illegal to drive without insurance.

It is a punishable offence in the eyes of the law and when, not if, you get caught for driving without insurance, you will have to face charges. Regularly, police officers do check drivers' auto insurance policies.

Your driving privilege can be suspended by the Department of Highway Safety and Motor Vehicles for up tothree years or until you provide a proof of Florida auto insurance.

Naturally, suspending your driving privilege is only the tip of the iceberg. In order to reinstate your drivers license, you will have no choice but to pay a fine as well.

You will also need a SR22 Form.

You may be given a penalty between $150 and $500, depending on previous traffic violations.

Apart from the fact that its a punishable offence, driving without vehicle insurance in the state of Florida is a bad idea.

One look at the statistics shows that uninsured drivers are at fault in most serious accidents on the roads of Florida.

Think for a minute, even if you are not caught just yet, it is very possible that you may cause an accident and without having insurance you will most likely have to pay a very large amount of money to cover repairs and medical expenses.

There is no question that many drivers in Florida are uninsured. Especially true now given the state of our economy and people's need to save money.

Saving money is one thing, but when it comes to driving in Florida, there is not really a choice - you must be insured.

Its is much wiser to save money by comparing quotes and finding affordable car insurance in Florida.

Driving without insurance is not worth the risk.

Find more information about driving auto insurance and SR22 insurance

Monday, 22 February 2010

Toyota recall - Will your car insurance premium increase

Have you been affected by the recent Toyota recall. After making sure your car is safe to be on the road, you most likely asking yourself what will this recall do to your car insurance? Will there be an increase to your insurance premium? Is your cover still valid? Does your vehicle cost less as a result of the recall?

Insurance companies say that your policy will not suffer as a result of the recall. Faulty accelerator can cause accidents and if you are in one, your claim will be accepted and paid. The manufacturer will be the one insurance companies seek compensation from. You will have to pay your deductible and you will receive part or all of it back from Toyota.

Insurance companies, including Allstate and State Farm, are reassuring customers they won't have to pay more as a result of the recall.
When your insurance rate is calculated, the type and model of your car plays an important role.Overall, Toyota has a solid reputation for making safe cars and it would be unfair to all Toyota drivers to automatically start paying more.

Without a doubt, the value of your Toyota will go down. But trying to immediately sell it may not be a good idea. Your car may have lost value, but that fact may in fact decrease your insurance.

Wondering how much exactly has your insurance rate actually changed?
Compare auto insurance quotes in Florida now and see for your self.

Related Articles:
SR22 insurance Florida
Driving without insurance in Florida