An insurance trade group says a bill passed by the Michigan House of Representatives threatens to increase auto
insurance costs and harm the state's job market and economy.
The bill package was introduced earlier
this month and quickly passed through the House Insurance Committee.
PCI maintains that supporters of the proposed auto insurance reforms have greatly misrepresented several critical facts about Michigan's auto insurance marketplace, but lawmakers should be aware of the following:
* Credit-based insurance scoring has been shown to benefit consumers because it allows them to secure lower insurance costs.
* Michigan's annual average auto premium for liability and physical damage coverages combined is 12th highest in the nation – not the highest as supporters of the legislation have claimed.
* In fact, personal auto insurers in Michigan suffered a 10-year underwriting loss of 19.2 percent of earned premiums, while their 10-year operating return resulted in a loss of 2.4 percent of premiums.
* Legislation that could drive businesses out of the state would only lead to a further deterioration of Michigan's economy.
Detroit car insurance quotes
According to Hollowell, Michigan leads the nation in reducing serious vehicle crashes, which are down 54 percent, and Michigan drivers have the highest rate of seat belt use in America: 97.2 percent.
Among other things, the bills will ban unfair credit scoring, offer a low cost policy for the working poor with good driving records, and require insurers to get prior approval before any new rate hikes.
There is reason for optimism that we can find a way to work together, and get something done for the public good.
For more information, visit http://www.michigan.gov/lowerratesnowMichigan House Passes Auto Insurance Reform Legislation
Friday 18 December 2009
Tuesday 15 December 2009
15.12.2009 Florida, Atlanta & Detroit
University of South Florida coach Jim Leavitt grabbed a football player by the throat then struck him twice in the face during halftime of the Bulls' Nov. 21 vs. Louisville game, the football player's father, his high school coach and five members of USF's football program told FanHouse.
A South Florida spokesman said the high school could review the affirmation.
"The South Florida University is aware of the story and are going to review the matter promptly," said Michael Hoad, vice president for announcement. "We are committed to securing due process for everyone involved. To secure fairness, the university does not comment during a review."
Florida No Fault Insurance
Atlanta Olympic Park Area
New York City has Times Square. New Orleans is known for the French Quarter, and in San Francisco, camera-toting tourists flock to Fisherman's Wharf.
Now, city leaders in Atlanta hope to add Centennial Olympic Park Area and the increasing roster of museums dotting it to the list of popular urban tourism corridors.
Atlanta Car Insurance
Ford Motor chairman not following Detroit Lions
Detroit Lions Vice Chairman Bill Ford Jr. said Monday that his role with the NFL team has taken a back seat to his duties as Ford Motor Co. presiding. It may be just as well.
Ford was in Washington to meet with President Barack Obama and submit to the Commerce Department a list of recommendations on ways to recovery the economy developed at a Detroit business top.
The younger Ford did speak out about the Lions after they dropped their third game of the 2008 campaign. Talking to reporters after a Detroit Economic Club meeting, he said he was disillusioned in the team's implementation and said fans deserve better.
Detroit Car Insurance Quotes
A South Florida spokesman said the high school could review the affirmation.
"The South Florida University is aware of the story and are going to review the matter promptly," said Michael Hoad, vice president for announcement. "We are committed to securing due process for everyone involved. To secure fairness, the university does not comment during a review."
Florida No Fault Insurance
Atlanta Olympic Park Area
New York City has Times Square. New Orleans is known for the French Quarter, and in San Francisco, camera-toting tourists flock to Fisherman's Wharf.
Now, city leaders in Atlanta hope to add Centennial Olympic Park Area and the increasing roster of museums dotting it to the list of popular urban tourism corridors.
Atlanta Car Insurance
Ford Motor chairman not following Detroit Lions
Detroit Lions Vice Chairman Bill Ford Jr. said Monday that his role with the NFL team has taken a back seat to his duties as Ford Motor Co. presiding. It may be just as well.
Ford was in Washington to meet with President Barack Obama and submit to the Commerce Department a list of recommendations on ways to recovery the economy developed at a Detroit business top.
The younger Ford did speak out about the Lions after they dropped their third game of the 2008 campaign. Talking to reporters after a Detroit Economic Club meeting, he said he was disillusioned in the team's implementation and said fans deserve better.
Detroit Car Insurance Quotes
Monday 23 November 2009
Save on car insurance
Save on Car Insurance
But there are some steps you can take to help bring down the cost.
If you are buying a car, keep in mind that your choice of vehicle will help determine how much you pay for insurance.
Atlanta Car Insurance Rates
But the premium for the same policy would jump to $803 if he was driving a 2005 Mitsubishi Lancer Evolution.Insurance rates are based on the price of the car, how often that model is stolen and its safety record, says Jeanne Salvatore, senior vice president at the Insurance Information Institute.
State program offers low-cost car insurance
High unemployment in the central San Joaquin Valley is driving fear that more motorists are going without auto insurance because they can't afford it.
Now it's probably even higher because of job losses across the state. In Fresno County, the unemployment rate in September was 14.1%, compared to 9.4% a year ago.
Detroit Car Insurance Quotes
For a family of four, it's $55,125 per year.
California law typically requires motorists to provide proof of insurance coverage amounting to $15,000 per person or $30,000 per accident for bodily injury and $5,000 for property damage.
But for qualifying low-income families, the low-cost insurance program -- offered at $258 per year in Fresno County -- satisfies the state's financial-responsibility law by providing $10,000 of coverage per person or $20,000 per accident for bodily injury and $3,000 for property damage liability.
San Diego Car Insurance Rates
The basic insurance is catching on with motorists. In the first 10 months of 2009, the number of drivers enrolled in Fresno County has more than doubled, from 311 to 707. Similar growth is reported in other Valley counties. But officials say they believe there are thousands of drivers in the Valley who qualify but likely don't know about it.
But there are some steps you can take to help bring down the cost.
If you are buying a car, keep in mind that your choice of vehicle will help determine how much you pay for insurance.
Atlanta Car Insurance Rates
But the premium for the same policy would jump to $803 if he was driving a 2005 Mitsubishi Lancer Evolution.Insurance rates are based on the price of the car, how often that model is stolen and its safety record, says Jeanne Salvatore, senior vice president at the Insurance Information Institute.
State program offers low-cost car insurance
High unemployment in the central San Joaquin Valley is driving fear that more motorists are going without auto insurance because they can't afford it.
Now it's probably even higher because of job losses across the state. In Fresno County, the unemployment rate in September was 14.1%, compared to 9.4% a year ago.
Detroit Car Insurance Quotes
For a family of four, it's $55,125 per year.
California law typically requires motorists to provide proof of insurance coverage amounting to $15,000 per person or $30,000 per accident for bodily injury and $5,000 for property damage.
But for qualifying low-income families, the low-cost insurance program -- offered at $258 per year in Fresno County -- satisfies the state's financial-responsibility law by providing $10,000 of coverage per person or $20,000 per accident for bodily injury and $3,000 for property damage liability.
San Diego Car Insurance Rates
The basic insurance is catching on with motorists. In the first 10 months of 2009, the number of drivers enrolled in Fresno County has more than doubled, from 311 to 707. Similar growth is reported in other Valley counties. But officials say they believe there are thousands of drivers in the Valley who qualify but likely don't know about it.
Friday 25 September 2009
Miami Auto Insurance 101
Senior citizens The climate in Miami, Fl not only attracts tourists and foreign nationals, it is a haven for senior citizens.
As older drivers age, experience and caution does not compensate fully for impaired eyesight and slow reflexes.
Once again, the chances for an accident are increased by this fact.
Automobile theft According to the National Insurance Crime Bureau (NICB), Miami, Florida is the number one city for automobile theft.
The port of Miami and an elevated number of high profile vehicles in the area contribute to this unsettling statistic. Higher risk necessarily translates to higher insurance premium.
NEGOTIATE! With the internet connecting to so many businesses these days, it has never been easier to get auto insurance rate quotes from a number of companies at the same time.
Find out what your Agent's competitor would charge for your existing insurance terms. If you find a company that offers it for less, let your agent know. They may just try to match it!
Best of Luck and may you have much insurance without ever needing it!
If you need more help finding an insurance policy, our providers are licensed to provide every type of insurance imaginable please click Miami Auto Insurance.
We list several providers that are chomping at the bit to offer you a policy you can be comfortable with.
However, insurance companies often place you in a lower tier, or category, with higher prices when you have reduced coverage.
So, "cutting the corner" on your car insurance policy may ultimately cost you more money.
Tip - Captive and independent agents have a vested interest in providing the best value for your insurance dollar and a salaried employee does not.
Looking for health, home, or life insurance? Try Miami Insurance.
What car insurance coverage do you offer?
Do you offer lower quotes when choosing a higher deductible?
Do you offer auto insurance discounts if Ive taken a drivers course, have a safe driving record, or if I insure my home with your company as well?
As older drivers age, experience and caution does not compensate fully for impaired eyesight and slow reflexes.Once again, the chances for an accident are increased by this fact.
Automobile theft According to the National Insurance Crime Bureau (NICB), Miami, Florida is the number one city for automobile theft.
The port of Miami and an elevated number of high profile vehicles in the area contribute to this unsettling statistic. Higher risk necessarily translates to higher insurance premium.
NEGOTIATE! With the internet connecting to so many businesses these days, it has never been easier to get auto insurance rate quotes from a number of companies at the same time.
Find out what your Agent's competitor would charge for your existing insurance terms. If you find a company that offers it for less, let your agent know. They may just try to match it!
Best of Luck and may you have much insurance without ever needing it!
If you need more help finding an insurance policy, our providers are licensed to provide every type of insurance imaginable please click Miami Auto Insurance.
We list several providers that are chomping at the bit to offer you a policy you can be comfortable with.
However, insurance companies often place you in a lower tier, or category, with higher prices when you have reduced coverage.
So, "cutting the corner" on your car insurance policy may ultimately cost you more money.
Tip - Captive and independent agents have a vested interest in providing the best value for your insurance dollar and a salaried employee does not.
Looking for health, home, or life insurance? Try Miami Insurance.
What car insurance coverage do you offer?
Do you offer lower quotes when choosing a higher deductible?
Do you offer auto insurance discounts if Ive taken a drivers course, have a safe driving record, or if I insure my home with your company as well?
Orlando Auto Insurance - Understand The Requirements 101
Orlando Auto Insurance - Understand The Requirements 101
If you live in Orlando, Florida or you want to stay there for more than ninety days you must
have Florida auto insurance.Dont' forget that driving with no car insurance is illegal. You have to obtain auto insurance even for vehicle which is inoperative,if it has Florida registration tag.
Your auto insurance must be from Florida and cannot be a policy from another state
Orlando Auto Insurance Requirements
The minimum coverage required is:1. $10,000 Personal Injury Protection, also known as PIP.
2. PDL - $10,000 Property Damage Liability,$10,000
Additionally, if you have been involved in an accident, or have been convicted of certain offences, you may be required to purchase Bodily Injury Liability (BIL) coverage.
Note that Florida is one of the few states with No Fault auto insurance law.
This means that if you are involved in an accident, your insurance company will cover your medical expenses, regardless of who was at fault.
However, the at fault party will still have to cover the property damages.
Ways to save money on Orlando Auto Insurance
In comparison with other cities in Florida, people living in Orlando pay slightly more for their vehicle insurance.Of course, there are a number of things you can do in order to lower your premiums.
1. Leave the car at home more often - use public transport whenever you can and also walk. Less mileage means cheaper car insurance and less spent on gas every month.
2. Be a carefully driver- if you have speed tickets or other traffic violations, you will pay more for you vehicle insurance in Orlando.
3. Go online and compare - don't accept your renewal quote, shop around instead.
Get free Orlando auto insurance quotes in minutes and see how much you can save today.
Friday 11 September 2009
Florida Auto Insurance Rate - How To Save On Auto Insurance In Florida
Florida is now the 6th most expensive State in the country to insure an automobile. It costs Floridians 36% more to insure a car today than just four years ago.
Yes, Florida is a No Fault auto insurance state, but this is just is getting ridiculous. How to find
cheap auto insurance in Florida?
These tips may help you reduce your auto insurance payments.
1. You will lower your Florida auto insurance cost if you have an outstanding credit rating
2. Shop around before renewing your auto insurance. Many companies offer special rates for new customers
3. Drive less. Use public transport when possible. Less miles on the clock, less payments every month.
Check this site, if you need free Florida Auto Insurance Quotes.
Yes, Florida is a No Fault auto insurance state, but this is just is getting ridiculous. How to find
cheap auto insurance in Florida?
These tips may help you reduce your auto insurance payments.
1. You will lower your Florida auto insurance cost if you have an outstanding credit rating
2. Shop around before renewing your auto insurance. Many companies offer special rates for new customers
3. Drive less. Use public transport when possible. Less miles on the clock, less payments every month.
Check this site, if you need free Florida Auto Insurance Quotes.
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